ICICI Bank offers a range of coral credit cards to the customers. While having the Coral credit cards, you can enjoy a lot of benefits and rewards. If you are looking for a credit card that provides conveniences in multiple spectra, the ICICI Coral credit cards can be the best for you. However, the bank desires a transparent financial and credit history from the users of the coral credit cards. A detailed study of the types, benefits, rewards, charges and many more things about the coral credit cards are given below:
Types of Coral Credit Cards from ICICI Bank
There are five types of coral credit cards issued by the ICICI bank. They are mentioned below:
- ICICI Coral Visa Credit Card
- ICICI Coral American Express Credit Card
- ICICI Coral Contactless Credit Card
- ICICI Bank NRI Coral Credit Card
- Jet Airways ICICI Coral Credit Card
The benefits, rewards and charges of the coral credit card depend on the type of credit card that you are taking.
Benefits of ICICI Coral Credit Cards
Here, the key benefits of the coral credit cards issued by ICICI Bank are given below. It is classified exclusively according to its type.
ICICI Coral Visa Credit Card
The Coral Visa Credit Card can be the best to use for the public who can be benefited with points. It can provide the user with up to 10,000 payback points. You can also get two lounge visits to the nearest railway station and domestic airport in a quarter. The Coral Visa Card also provides the customers with the perk of availing the exciting discounts up to 15% on the bills from over 2500 restaurants in the country. This card can also provide a couple of free movie tickets every month.
ICICI Coral American Express Credit Card
The benefits of the Coral American Express Credit Card are widespread. It is one of the premium credit cards issued by ICICI Bank. As a customer, you can get up to 10,000 payback points. Like the Coral Visa Credit Card, it can also deliver you free movie tickets each month. The American Express Coral Credit Card provides 50% more reward points to the customers who make an online transaction. The perks of visiting the domestic railway station and airport remain the same as the Coral Visa Credit Card.
ICICI Coral Contactless Credit Card
In terms of benefits, the perks of the ICICI contactless credit card are the same as Vista and American Express credit cards. The unique benefit of this card is the contactless feature makes it more convenient for the user to shop quickly.
ICICI Bank NRI Coral Credit Card
ICICI Bank generally issues the NRI credit cards to the NRI customers. There are many perks and benefits of using it. A couple of lounge visits are allowed to the customer. One can also get 3 Uber vouchers worth Rs.100 while using this Coral credit card. A fuel surcharge of 1% is given on the NRI Corel Credit Card while the purchase exceeds Rs. 4000 in all HPCL petrol pumps. Quarterly lounge visits to domestic railway stations and airports are provided by this credit card also. The unique benefit that you can expect to get from the credit card is the MasterCard Program benefits. You can visit their programs as a user of this card. There is an opportunity to get up to 15% discounts on visiting over 2500 selected restaurants in India spread over 12 cities.
Jet Airways ICICI Coral Credit Card
It is evident by the name that the Jet Airways ICICI Coral Credit Card can provide the customers with air miles with Jet Airways. In the initial period, you can get 2,500 JPMiles as the welcome bonus. On every renewal by year, 1,200 JPMiles will be rewarded to the credit card user. There are outstanding discounts in case of travelling by Jet Airways is you are using Jet Airways ICICI Coral Credit Card. As a customer, you can travel with 25 international airlines redeeming the miles.
This card also provides the user with free movie tickets and dining discounts and golfing sessions. It is one of the best travel reward cards issued by ICICI Bank.
Charges of the ICICI Bank Corel Credit Cards
The details about all the charges for owning an ICICI Bank Coral credit card are given below in a tabular form.
Name of Credit Card | Fee For Joining | Annual Fee (From Second Year) |
Jet Airways ICICI Coral Credit Card | Rs. 500
(Excluding GST) |
Rs. 500 (waived over a purchase of Rs. 1,50,000 per annum) |
ICICI Coral American Express Credit Card | Rs. 500
(Excluding GST) |
Rs. 500 (waived over a purchase of Rs. 1,50,000 per annum)
|
ICICI Coral Contactless Credit Card | Rs. 500
(Excluding GST) |
Rs. 500 (waived over a purchase of Rs. 1,50,000 per annum)
|
ICICI Bank NRI Coral Credit Card | Rs. 1000
(Excluding GST) |
Rs. 500 (waived over a purchase of Rs. 1,50,000 per annum)
|
Jet Airways ICICI Coral Credit Card | Rs. 1250
|
Flat Rs. 1250 |
So, these are the details of the charges against which you can maintain the Coral credit cards issued by ICICI Bank. Here, brief information about the eligibility to get the Coral credit card is given below:
To get the Coral cards from ICICI bank, you need to keep a good credit score. All your finance-related document must be transparent. You can also take the strategies to keep your credit score high to ensure that the bank offers you the Coral credit cards.
Hence, you get all detailed facts related to the ICICI Coral credit card. The bank might primarily look at your yearly income and determine the trustworthiness concerning to give you a credit card. If you desire to approach ICICI bank to issue you a credit card, make sure you fulfil all the terms of the ICICI Bank. The final decision for granting a credit card to you depends totally on the bank.
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