Government Initiative Aims for Pucca Housing in Every Urban Area

‘Land’ and ‘Colonization’ are State subjects. Therefore, schemes related to housing for their citizens are implemented by States/Union Territories (UTs). However, Ministry of Housing and Urban Affairs supplements the efforts of States/UTs by providing Central assistance under Pradhan Mantri Awas Yojana- Urban (PMAY-U) since 25.06.2015 to provide pucca houses with basic civic amenities to all eligible urban beneficiaries across the country. The scheme has four verticals namely, Beneficiary-led individual house construction/enhancements (BLC), Affordable Housing in Partnership (AHP), “In-Situ” Slum Redevelopment (ISSR) and Credit Linked Subsidy Scheme (CLSS).

PMAY-U is a demand driven scheme and Government of India has not fixed any target for construction of houses. Based on the demand for housing in the urban areas, States/UTs prepare project proposals and after approval of State Level Sanctioning & Monitoring Committee (SLSMC), these are submitted to this Ministry for sanctioning of admissible Central assistance by Central Sanctioning & Monitoring Committee (CSMC). Government of India is providing its fixed share as Central assistance of ₹1.0 lakh per house under ISSR, ₹1.5 lakh per house for AHP and BLC verticals of PMAY-U. Under CLSS vertical of PMAY-U, an interest subsidy at the rate of 6.5% which amounts upto ₹2.67 lakh per house was provided for beneficiaries of Economically Weaker Sections (EWS) and Lower Income Group (LIG) category. The remaining cost of the house as per Detailed Project Report (DPR) is shared by States/UTs/Urban Local Bodies (ULBs)/Beneficiaries.

Central assistance under PMAY-U is released to States/UTs in three installments of 40%, 40% and 20%. The release of Central assistance is incumbent upon fulfillment of mandatory compliances by the concerned States/UTs as per operational guidelines and other instructions issued by Ministry of Finance. Due installment of Central assistance is released as soon as requisite compliances are achieved in sanctioned projects.

Based on the proposals submitted by States/UTs, a total of 118.64 lakh houses have been sanctioned under PMAY-U by the Ministry as on 15.07.2024. Of the sanctioned houses, 114.33 lakh have been grounded for construction; of which 85.04 lakh have been completed/delivered. State/UT-wise details of number of houses sanctioned, grounded, completed/delivered along with Central assistance sanctioned and released under PMAY-U is given at Annexure.

The timeline for completion of projects varies from State to State and generally it takes 12-36 months in different verticals of the scheme and as per DPRs of respective projects. The completion timeline for houses depends on various factors like availability of encumbrance free land, statutory compliances for start of construction, arrangement of funds by beneficiaries etc. States/UTs have been advised to expedite the construction of sanctioned houses so that all houses are completed within the stipulated timeline. The scheme period, which was earlier upto 31.03.2022, has been extended upto 31.12.2024, except for Credit Linked Subsidy Scheme (CLSS) vertical, to complete all the houses sanctioned without changing the funding pattern and implementation methodology.

This information was given by the Minister of State for Housing & Urban Affairs, Shri Tokhan Sahu, in a written reply in the Rajya Sabha today.

Annexure

States/UTs-wise details of number of houses sanctioned, grounded for construction and completed/delivered along with Central assistance sanctioned and released so far under PMAY-U

Sr. No.   Name of the
State/ UT
Physical Progress of Houses (Nos) Financial Progress in respect of Central Assistance (in Crore)
Sanctioned Grounded Completed/ Delivered
 Sanctioned  Released
1 States Andhra Pradesh 21,37,028 19,90,937 9,73,837 32,568.27 23,800.26
2 Bihar 3,14,477 3,05,811 1,47,979 4,950.45 3,368.00
3 Chhattisgarh 3,02,663 2,89,128 2,38,894 4,810.98 4,088.81
4 Goa 3,146 3,146 3,145 74.76 75.04
5 Gujarat 10,05,204 9,83,778 9,18,185 21,064.34 19,805.76
6 Haryana 1,15,034 93,153 68,114 2,171.64 1,673.50
7 Himachal Pradesh 12,758 12,668 10,705 215.95 202.02
8 Jharkhand 2,29,156 2,13,534 1,42,810 3,603.31 2,987.87
9 Karnataka 6,38,121 5,73,160 3,69,449 10,614.43 7,168.29
10 Kerala 1,67,322 1,47,721 1,23,453 2,781.18 2,293.45
11 Madhya Pradesh 9,61,147 9,49,265 8,01,068 15,930.45 15,284.69
12 Maharashtra 13,64,923 11,16,949 8,55,339 25,548.21 19,323.37
13 Odisha 2,03,380 1,80,647 1,47,148 3,176.98 2,479.75
14 Punjab 1,32,235 1,16,264 83,894 2,342.54 1,825.79
15 Rajasthan 3,19,863 2,64,357 1,91,971 5,891.46 4,693.97
16 Tamil Nadu 6,80,347 6,63,430 5,70,294 11,185.30 10,135.67
17 Telangana 2,50,084 2,44,219 2,24,659 4,475.66 3,718.27
18 Uttar Pradesh 17,76,823 17,33,051 15,47,101 27,962.68 26,065.17
19 Uttarakhand 64,391 60,160 34,504 1,176.51 940.86
20 West Bengal 6,68,953 6,12,998 4,00,257 10,773.50 7,675.93
Sub- total (States) :- 1,13,47,055 1,05,54,376 78,52,806 1,91,318.59 1,57,606.50
21 North East States Arunachal Pradesh 8,499 8,070 7,753 182.38 161.18
22 Assam 1,76,643 1,60,473 1,02,712 2,674.26 2,065.73
23 Manipur 56,037 48,657 14,699 841.39 471.91
24 Meghalaya 4,758 3,793 1,632 72.35 43.31
25 Mizoram 39,605 39,215 11,069 607.80 447.22
26 Nagaland 31,860 31,841 22,850 503.91 393.41
27 Sikkim 316 316 202 6.13 7.09
28 Tripura 92,854 84,751 74,049 1,494.35 1,273.47
Sub- total (N.E. States) :- 4,10,572 3,77,116 2,34,966 6,382.57 4,863.31
29 Union Territories A&N Island 376 376 47 5.84 2.93
30 Chandigarh 1,256 1,256 1,256 28.78 28.78
31 DNH & DD 9,947 9,947 9,230 214.40 200.27
32 Delhi 29,976 29,976 29,976 692.53 692.53
33 J&K 47,040 42,894 24,244 724.94 483.48
34 Ladakh 1,307 1,014 843 30.22 24.05
35 Lakshadweep
36 Puducherry 15,995 15,271 9,994 254.12 223.19
Sub- total (UT) :- 1,05,897 1,00,734 75,590 1,950.84 1,655.23
Grand Total  :- 118.64 Lakh 114.33 Lakh* 85.04 Lakh* 2.00 Lakh Cr. 1.64 Lakh Cr.

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